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Authorize.net is ok and would actually recommend them. I also use Linkpoint Central and they are pretty good. The only problem I have been experiencing with Authorize.net is that they do a lot of "Surprise maintenence" without giving you a heads up and their AVS system is pretty wishy washy.
What merchant services are you going to use? What every you do, DO NOT USE Card Services International! They are fucking crooks and their customer service managers talk to you like you're a retarded kid.
I've never used NetBilling but I honestly can't see how one gateway would be dramatically different than another.
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