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Here's my opinion... Stay in school. Seriously, like you said, this business is extremely volatile and you may be big one day or you could end up busting. Having a degree of some sort is worth quite a bit, even if you think you'll never use it in this business. The problem with taking time off, in my opinion, is that its very hard to go back.
My business was starting to really take off by my 3rd year and I had the same choice. I ended up reducing my course load to either 3 or 4 courses per semester and doing my business at the same time. It did take me an extra 2 semesters to graduate but it was well worth it.
WG
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