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I've always figured that no matter what your monthly major expense is (mortgage, rent, etc) you need to earn that much in 1 week, else you're not in too good shape.
But I'm no big risk taker either.
I'm hoping to put 10 to 20% down on a home, set up twice per month payments instead of once. And still pay more anyway. I hate being in debt that much.
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43-922-863 Shut up and play your guitar. 
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