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Originally Posted by FightThisPatent
You must not be getting it... epassporte doesn't make the Cash Advance Fee or the high interest rates.. the credit card company that you use gets that... who knows if the offshore bank that they use also gets seomthing back from the credit card company....
The issue is that the transactions are coded as a cash advance when a credit card is used... a cash advance that YOUR credit card company will hit you with high fees.
You must not use epassporte to make payment arrangements with a CC, otherwise you would know what is going on.
I use passporte because it works for overseas people, so if I wish to continue to use epassporte, i'll get a pre-paid debit card and load up the cash on that card to avoid the cash advance fees.
Fight the paying of pals!
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You are only partially correct. Epassporte saves visa transaction fees by coding it as a cash advance. Where normally they would be charged a processing fee, they are not now and instead you are.
Normally the merchant pays the fee, the merchant in this case is epassporte and its coming through as a cash advance so they dont have to pay a fee, you do.