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Originally Posted by I Love Porn
What other loans are out there that are more secure?
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Depending on how long you plan to live in a house. 5, 10, 15, 20, and 30 year fixed rate mortgages.
As for PMI, there are ways that you can purchase your own PMI and roll it into the mortgage itself without having enough down to qualify not having it. This makes the PMI tax deductable and saves you money in the long run.