GoFuckYourself.com - Adult Webmaster Forum - View Single Post - Is it possible to get a credit score above 700 without a house/car etc?

PenetratinP · 03-15-2006, 06:27 PM

I thought this paragraph might help you.

"What many people don?t know is that credit scores don?t distinguish between those who carry a balance on their cards and those who don?t. So charging less can also improve your score -- even if you pay off your credit cards each month."

From - http://moneycentral.msn.com/content/...ing/P38052.asp

So it sounds like you should use your credit cards less and just carry a small balance. To the credit reporting agencies it might look like you're always carrying a large balance which really hurts your score.

03-15-2006, 06:27 PM
PenetratinP Confirmed User Industry Role: Join Date: Aug 2002 Posts: 2,689	I thought this paragraph might help you. "What many people don?t know is that credit scores don?t distinguish between those who carry a balance on their cards and those who don?t. So charging less can also improve your score -- even if you pay off your credit cards each month." From - http://moneycentral.msn.com/content/...ing/P38052.asp So it sounds like you should use your credit cards less and just carry a small balance. To the credit reporting agencies it might look like you're always carrying a large balance which really hurts your score.