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Scenario is not possible but if it was then this is what would happen.
Quick version: OK everyone has a million bucks and prices are frozen so you stay at home and enjoy spending the million bucks - pay your mortgage off and when the balance runs out go back to work. Great except everyone does the same so as no one works, nothing is produced, no food in shops no one to serve in shops or whatever - anarchy then follows and your million is worth next to nothing as you have no food and eventually nothing else that makes life bearable.
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