Originally Posted by StuartD

Yeah... people who are doing well financially are most likely money smart and can make a lump sum do more for themselves.

People who work in a "plant" of any kind are slaves... not money smart. They earn their paycheck.. they pay their bills and they hope they can afford the mortgage and power both at the same time.

Those people need to know that even if they have a million dollars today... they'll need money coming in next year too. They need that stability. They need that security. They need that reassurance.

You can give them a billion dollars today and they'll still need some kind of money coming in again in the future... that's just how it is for most people.