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The chances of finding one are sliim and if you do your going to be dealing with a scammer most probably who will take all your money & rebills after 2-3 months. There are a bunch of scammers that setup these things then take the rebills not long after.
We have had a hard enough time trying to find one that will do $100,000 a month let along no minimum.
If you need no minimum I highly recommend going with a processor till you have built up your business. Although if your talking about hard goods like dvd retail or toys then yeah you really do need a merchant account.
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