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"Dialers, online checks and join by mail as a last result. Beyond that, they probably don't deserve a membership"
Wrong thinking. Everyone deserves a membership. Given the truly global nature of the internet as a medium, you would be a fool not to allow surfers from 'difficult' markets to access your sites. Just give 'em less access time. Typically, these surfers have no other way of paying you. Most of the world not NOT have credit cards. Practically everyone has access to a phone...
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