Fucking circus my life is becoming. Having a bad day & I need legal advice.
Yeah, yeah, I know this isn't no place for that sort of thing, but figured i'd ask for opinions anyway, just in case anyone's ever been in a similar situation.
Here's the scoop.
My wife & I made a verbal agreement to purchase this minivan from one of her coworkers. I told her, this woman I was unable to purchase the vehicle as I had a choice to either pay my current active insurance policy on my existing vehicle which was a shitbox that needed to be replace, hence the need to buy the minivan. So, told her, If I buy the van, then the insurance don't get paid, & I wouldnt be able to use the van, therefore, no point in buying it if it was going to create such problems, so, she agreed to accept a payment plan. Great, but then she refuses to sign over & furnish the title. I tell her I need the title to transfer my insurance & plates from the shitbox to the van. She tells me the insurance & registration in her name on the van is legal & valid & that she will keep it registered & insured until she gives me the title when I finish with my final payment.
Ok, now to the problem. I'm a little more than half paid. The van is having transmission problems & the transmission may end up failing completely & need replacement & cost over $1200.
When took possession of this van, she says absolutely nothing was wrong with it. I had this van since the day before thanksgiving.
Now to the part where I need legal advice... Today the police showed up at my house because earlier a neighbor witnessed my wife & I yelling at each other outside, before leaving in van... (Pregnant mood swings & hormonal
) So, police run plate as result of nosy neighbor creating drama & shit, & so police are telling me that I may be charged with driving unregistered & uninsured. Now, I am pissed upon hearing this, as this was the sole motivating factor in causing me to change my mind about agreeing to buy this van..
I just got off the phone with her, & now she is giving me a ration of shit about a payment, and mind you I would actually be a full payment ahead & paid up to date til this coming friday had she not been so fucking retarded & stupid in regards to not knowing how to cash a money order I presented to her. She gave me the money order back, so now I am actually a week behind on payments because I told her she now has to wait for me to get refund on the money order as it was already written and signed, etc...
Now, I decided I am not paying another single cent until I get the title, & she is threatening on coming to take the van, and also claims if we do not give it back to her, that she will report it stolen??
I told her if she wants the van back, I want my money back, no exceptions.. she said no, that she does not have it??
what do you think? What options do I have? Can she really report it stolen, when I didnt even steal it? Now I can't do shit with it.. Can't drive illegally with no registration and insurance, can't get this in my name without her giving me the title!
Help!!??!?