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always fight them. Even if you don't win, they usually reduce the penalty for showing up. At least that's always been the case for me. It'll save you tons on insurance in the long run.
You can also show and hope the cop isn't there...if he isn't, then you win (although they don't always honor that situation...I've been reschedule before after showing up and taking a day off of work!). If he is there, you can request a jury trial BEFORE you make a plea...sometimes they'll throw it out to avoid the hassle, it'll give you a second chance for the cop not to show up, and at the very least give you a more simpathetic ear(s) for your story.
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