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Originally Posted by rowan
Unfortunately that leaves the autosurf members up shit creek, with the Ponzi model there's no need to ever withdraw the bulk of the cash from the payment processor, so 12DP and other autosurfs will not actually have a lot of cash in their real bank accounts (if they even have one).
It's been hinted that Stormpay may not be able to service large withdrawal requests, and I wouldn't be surprised: considering there's such a diverse number of members, many with small balances that are probably not worth withdrawing, what are the chances that Stormpay will ever have to come up with the sum total of the members funds all at once? Virtually nil. Stormpay are probably making a very comfortable profit on their overpriced fees, but digging into the members funds would be a goldmine.
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You are right, stormpay didn't have enough money to pay out 12dp so they made up the whole FBI/FTC investigation thing to run with the money. However 12dp is about to subpoena them, and I don't know any way stormpay will survive. It's reported that Stormpay has 400 million of 12dps money.