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Originally Posted by EpicJim
Doc...so your saying processors do NOT adjust the rate at which they decline auth's?
So that means when i try to do a test sale on the 15th...with the wrong name and the right CC info...and it processes...then on the 31st i cannot even get a legit one through...you actually believe they do not try to meet quotas?
I have been doing this for 10+years...(i know you know your stuff also) but they DEFINITELY have a sliding scale....
There are definitely times when the processing is more "lenient" than other times...THATS scrubbing(albeit slightly different than yours...which is also scrubbing)
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Do your declines increase later in the month? Sometimes mine do sometimes they don't, however every month has different really bad days and different really good days, including the 30/31st.
I think Epoch needs to dump emails and get on the system idea / theory as CCBill with declines/scrubs. My decline % at CCBill is always at least 50% of what it is at Epoch.
With CCBill, I see zero trends, either I'm on that day or not, declines always stay in the same ranges. However, with Epoch, one day it can be 10%, the next 35%.. I don't think it's a scrub, I think they do things differently, and that email block list they have is part of the big problem.
BS aside, at least at one point Epoch was the monster of monsters for processing. They had pretty much every major company for years. The scrub list they have must be crazy.
When people use other processors they can see an increase sales, that processor flat doesn?t have the scrub list the two main companies do.
Really I don?t think an ?up and down? scrubbing system is making a difference in sales.