You forgot to mention the decent designer who works for a decent price and sticks to his price no matter what. Not all designers are just interested in money. I know a incredible graphic designer in the UK who works with Z-Brush and who's hired by big corporations like sony but still handles very modest prices and anybody can hire him. He just has a waiting list + he wants time for himself to keep working on his skills. If you can't wait to bad.
Not every person is a money wolf, some folks just like what they are doing and are happy with what they earn.
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