J.R.

(In regards to the Michigan Attorney General's Complaint
file regarding Child Porn filed against Frank B. of Frankies Angels)


September 4, 2002

Dear iBill Client:

As you are well aware, on August 26th, 2002, the State of Michigan,
Department of the Attorney General served a cease and desist letter upon
Internet Billing Company, LLC and its publicly traded parent corporation,
InterCept Group, Inc. (ICPT). The subject matter of this letter included
one URL wherein the Attorney General indicated that it verified minors as
being depicted in sexually explicit activity.

In addition, the Attorney General noted that a URL owned/operated/maintained
by your organization may also be involved in what they labeled as the
distribution of child pornography. If this was the case, iBill would be in
violation of Michigan State law, Federal Law, Florida State Law, and all
card association rules and regulations if it knowingly provided services to
the URL. In response, iBill immediately blocked access to the iBill
Interactive Service, requested model age verification, and requested
clarification from the State of Michigan as to which models were underage.

The State of Michigan as of today's date has not clarified its cease and
desist letter. iBill is in receipt of what it deems enough information to
rebut the State of Michigan's claims in so far as they relate to the URL
(frankiesangels.com). This being the case, iBill has re-activated your
account, and apologizes for any inconvenience that this may have caused.

Should you decide to attempt to remedy any damages caused by the State of
Michigan, iBill shall assist in any manner it deems appropriate.

Regards,

Edward Kennedy Cherry
VP Legal Affairs
iBill