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Originally Posted by rowan
Do you mean they'll hold your reserves, or that they'll refuse to pay out your last period if you notify them that you're leaving?
In the first instance perhaps risking that 10% might be worth the satisfaction of legal action
In the second, just stop sending them transactions. Hope they don't notice too soon. 
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They will hold all monies for 6 additional months from the time you stop processing, this includes reserves already being held for 6 months, so in essence this means you will not get some of your money for over a year.
Pretty fucked up eh?