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iwantchixx · 01-07-2006, 10:44 PM

keep in mind, mileage. You can get hit prety hard when you go to bring the car back.

Example. Friend of mine thought it would be cheaper to lease her civic. big fucking mistake. She's at 130k already and has a half year left on the lease.

They willc harge her 12c a kilometer over the 12k per year in the contract.

That's $12,000 in excess mileage she has to pay. So she's forced to purchase teh car outright for $10,000. At $320 with tax per month she would have paid $11,520 into it with lease payments then another $10,000 to keep the car. So that's almost 22k for a 16k car that would have only costs her 18k with financing and taxes on the financing.

Moral of the story is, if you can keep the mileage within the contract and are using the vehicle for business, sure go ahead and lease. If it's for personal and/or you do a lot of mileage, buy it and save yourself a ton. Justs ll it when you want a new one and walk away less ripped off.

01-07-2006, 10:44 PM
iwantchixx Too lazy to set a custom title Industry Role: Join Date: Oct 2002 Location: The Boonies Posts: 12,860	keep in mind, mileage. You can get hit prety hard when you go to bring the car back. Example. Friend of mine thought it would be cheaper to lease her civic. big fucking mistake. She's at 130k already and has a half year left on the lease. They willc harge her 12c a kilometer over the 12k per year in the contract. That's $12,000 in excess mileage she has to pay. So she's forced to purchase teh car outright for $10,000. At $320 with tax per month she would have paid $11,520 into it with lease payments then another $10,000 to keep the car. So that's almost 22k for a 16k car that would have only costs her 18k with financing and taxes on the financing. Moral of the story is, if you can keep the mileage within the contract and are using the vehicle for business, sure go ahead and lease. If it's for personal and/or you do a lot of mileage, buy it and save yourself a ton. Justs ll it when you want a new one and walk away less ripped off.