Quote:
Originally posted by AllisonWonderland
A secured card will indeed halp your credit record/score, as long as the credit provider reports to the major credit bureaus. If your current provider does not report, then pull your money out and get a new card that does report.
My very first credit card was a Providian secured card. After about 2 years, my credit limit was raised past my deposit balance, and after about 3 years, my deposit was released.
You might also have better luck getting approved for a store credit card (Penneys, etc.) if you don't have a major card.
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My card is under NJFCU.org
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