Quote:
Originally posted by .:Frog:.
Long ago I wanted a CC, but I didn't have enough credit to prove I could make the payments.
The bank manager said if I was willing to lock 5 thousand dollars away for 1 year, I could get a CC with a 5K limit.
The bank had nothing to lose, because they already had my money, if I didn't pay off the card.
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That's what a secured card is -- it doesn't help your credit grow.
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