With epass, your username(for logging in) is the same as your payee account
So when payment is to
chio@epassporte the ppl know you also login with chio...Now they can guess your password. After 3-6 failed attempts your account get blocked, and you have to call. Fucking annoying as well...
So I would suggest, make your login different then the payee accountname,...
Like
[email protected] when I transfer funds to you....However on the site you login like
user: chiomio777
password: whatever