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Even if it's a drawn on a Canadian Bank - if it's USD there should be it's US subsidiary or corresponding bank address somewhere - unless it's USD being drawn from a canadian dollar account. (in which case the checks go through special clearing and extra delays + longer delays to know if the funds are good) I'd insist they don't take any 'extra' charges - the check does not reach Canada until it's fully cleared the US system so there's no reason for them to delay it or charge you.
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