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Originally Posted by detoxed
The difference is marketing. Do you click this banner to get your credit card or reply to which of the 1000 things you get in the mail. What matters more is the bank offering the card.
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Actually I was pressured by my banks to get them. They kept harrassing me with phone calls, letters and every time I went to the bank to do business. After 10 years of harrassment, I broke it
