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I just checked and there is a way for CCBill programs owners to report scrub stats on an affiliate by affiliate basis. If you affiliates don't have access to this data directly then I would contact the program owner and ask them to forward your Decline stats to you. Give them the time periods you would like (maybe your historical average - the last six months say, and then the period corresponding to your slow sales).
Your program owner generates the report thus: Reports > Analysis > Declines > Breakdown by Referrer.
Then you know exactly what your Decline/Scrubbing Rate is (and was) and can either rule it out, or focus on why it has gone up for you.
Site-wide my declines are 7.0% for the last two months - the cost of doing business in a chargeback-sensitive world.
I think in most cases you are going to find that your declines are consistent, and the issue is your conversion of raw traffic to attempted sign-ups - fresh advertising material/content/layout has always fixed that problem for me. And if your program-owner isn't completely redoing his tour about once per year, then you should consider a different program.
As a businessperson you are doing yourself a disservice if you jump to the conclusion that slow sales must mean high scrubbing. Afterall, even if it were so, what can you do about it? Shouldn't you focus on the parts of that equation in my previous post that you DO have control over.
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