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I have been looking into this some time ago and am still looking. A collection agency doesn't always have success, so make sure you pay a %% upon collection. There are collection LAWYERS too, that actually go to court to collect the money (opposed to normal collection agencies), but if they collect about 50% of the accounts, they're extremely happy. 38,000 is an awful lot of money and I think that people will collect it for 30% or less, too.
Good luck, if you found a legal way to collect this amount, pls post it here!!
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Maria - maria at photorama.nl - Photorama International
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