I use CBA and dont have a hold put on my cheques when I use my local branch. but some branches can get funny about it.
The best thing to do is spend the time waiting for all the paperwork getting done to make friends with the staff.
The local guys are so used to me that they send the new tellers to me so I can teach them how to process foreign cheques
I had a friend in Darwin who couldnt talk them out of the 30 day hold. When I was up there doing his banking for him I got chatting and told them how I didnt get a hold on my funds and that fixed that
