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Originally Posted by beemk
i think its pretty clear you must have gotten declined and are bitter about it.
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Not declined, never applied. I just thought I should bring up the people who say "my Amex" as if they're name dropping.
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I did see point point B... i was just commenting on the SPG card
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SPG is an excellent program.
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besides you can only us Amex at high class places.
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95% of retailers accept all three.
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I really don't care about the flash - my favorite card was my Bank1 Visa with pugs on it
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Awesome!
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it's beneficial for your credit rating to keep your oldest CC open.
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It's not a good idea to cancel any credit card. It affects your debt to credit ratio (which is a portion to how your FICO score is calculated).