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Originally Posted by beemk
you're comparing people who need a credit card to finance stuff to people who pay their credit card off every month. its pretty clear that almost everyone in the thread that has an amex pays it off every month and only uses it for the rewards program. i think its pretty clear you must have gotten declined and are bitter about it.
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This is why I only have an AMEX besides the Mastercard I got my first year of college. The only reason I keep the MC is because it's my oldest credit card, and it's beneficial for your credit rating to keep your oldest CC open.
Aside from my AMEX's that never have a balance, I only use my debit card to pay for things.