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Steen2 · 10-24-2005, 06:46 PM

Am I not correct?

Honestly,

A) More expensive (In CA the norm is 20% APR, Amex is 30%)
B) It doesn't appear to offer any great incentives (on most programs. SPG is an exception)
C) Lack of acceptance (not a major issue, 95% take V, MC and AMEX)

Can someone please explain to me why so many go for this service? To me it's just ego scratching and you only need min $20k/yr for AMEX, so pretty much anyone can get one.

Please, enlighten me.

10-24-2005, 06:46 PM
Steen2 Confirmed User Join Date: Feb 2004 Location: Vancouver, Canada Posts: 7,662	AMEX is for wannabe ballers. Am I not correct? Honestly, A) More expensive (In CA the norm is 20% APR, Amex is 30%) B) It doesn't appear to offer any great incentives (on most programs. SPG is an exception) C) Lack of acceptance (not a major issue, 95% take V, MC and AMEX) Can someone please explain to me why so many go for this service? To me it's just ego scratching and you only need min $20k/yr for AMEX, so pretty much anyone can get one. Please, enlighten me. __________________ ICQ: 2262.73945