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Many of the banks ask for a business plan during the application process for a merchant account. I wouldn't spaz over it, they just want to know you have thought out financing, expenditures etc. It doesn't have to be elaborate or done via a 'program'.
If you are wanting a REAL plan to begin and grow a business then I'd give that much more thought.
just my 2 cents ; )
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HR merchant accounts from 3.45%
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