Originally Posted by BlueMoon

The SBA has a division of senior retired executives called score. they would be your best bet for free advise.

As for you question, yes, it's called VC or venture capital. they take a huge cut of your business in hopes they or their money can help you develope it for a bigger market or launch it off it it's feet.

Depending on the product, you can apply for a provisional patent ($100?) which gives you some protection and eliminates it for becoming public record. Unless of course you run into a law suit and you wish to open the books to show the court you had the idea first.

It's all business development 101