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Originally Posted by Matt_WC
Dunno if anyone else notices this, but the first 20-25 days of the month are usually really good, then the last 5-10 days of the month the scrubbing goes UP!
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It's not the scrub that goes up. It just a higher chance for the average joe to have their card maxxed out by the end of the month. He will get declined - non sufficient funds.