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Dunno if anyone else notices this, but the first 20-25 days of the month are usually really good, then the last 5-10 days of the month the scrubbing goes UP! I guess thats to make sure the IPSP doesn't go over 1% overall or something. Seems to reset at the start of the month. Also if you go over 0.6% chargeback ratio's your individual scrubbing on your account goes up and you lose another 20% worth of sales. OUCH!
Scrubbing sucks but its nessesary with the rules we all have to deal with now days I guess.
Get a 2nd processor if you can afford it, you'll notice a 10-12% jump in extra sales when using great cascading software like NATS
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