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Originally Posted by imageman
Im interested to hear what webmasters would want from a company supplying you with a merchant account. For example would you just want an account to manage yourself, to do your own fraud scrubbing. Or would you want it tied into a data base that handles the scrubbing for you.
Someone here said getting your own account is easy, well if that were the case everyone would have one. In the adult industry it is quite expensive if you add the Visa set up fee ( which adds around $750 to the start up costs for adult transactions online ) And what also comes into play is your credit rating, a bad rating equals more risk therefore the banks will charge more and your transaction rate could be higher.
Anyway let me know what you guys want from a company that would supply high risk merchant accounts to adult webmasters ?
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Here are my brief thoughts based on our experience;
Getting a merchant acohahahaha for adult products or mainstream is very easy. Adult membership site merchant account setups are harder but they are certianly possible. I do not recommend it for startups but once you hit a decent monthly volume, I would highly recommend it.
We just setup a new product account through Netbilling and it only took one day to get approved. We also have domestic and offshore merchant accounts for our paysites and we use Netbilling to handle all of our processing, scrubbing, and they do our call center customer service and phone orders too. Some guys with merchant accounts like to handle their own customer service but we leave it to Netbilling and they do a great job for us and have for several years now. We used to use 3rd party processing and have it for backup as cascading now as we do very well using our own merchant accounts, as many programs do.