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Originally Posted by DukeSkywalker
just having it checked will lower it slightly but it bounces back fast
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Well if you are checking your own credit reports or scores, I doesn't hurt you 1 bit. If you give Permission for a lender to check your reports (usually 1 report) they check, yes it can hurt.
I subscribe to:
http://privacysource.bankofamerica.com/
129.00 or something per yr. and you can check your 3 reports, scores, every day of the week if you want. It notifies me if new info is placed on the reports, i.e. new inq's, accounts, etc.
Well worth it ppl, trust me.. Now it shows you your scores, these are called FACO scores. The only true scores are FICO scores,
www.myfico.com, faco's are always a few points higher then normal fico's but close enough to show you how your reports look..
99.9% of creditors look at your FICO scores..