Quote:
|
Originally Posted by tony404
My fico goes up and down every month , even when I do nothing. Its high enough to get whatever credit I need. so I dont worry about it .
|
Yep Tony, that's true with most ppl. Alot of factors go into your fico scores, Age of accounts, New - Open accounts - high balances, etc. Always try and keep your balances / versus limited below 50%, I pif most all cards used every cycle, so that doesn't hurt me too much.
I am thinking about writing a "credit for dummies" book this coming winter. There are so many ppl that don't even check or know there credit, what are fico scores (not fako) and what is the best way to keep my credit good, and if I have bad credit - can I get those things removed (yes you can and you don't need to pay any person / company to do it for you)
