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Originally Posted by BlueMoon
true, you can get them off. but it does lower your score similar to your debt to income ratio. if you have great credit it doesn't matter, but if you have so/so credit it can drastically effect it if you aren't carefull with it.
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Blue Moon,
True on that... Even with fico's (scores from all 3 cpa's) in the 700's +, if you do too many inq's in a short amount of time you can see your scores some points. There is so much competition out there now for "prime cc's and loans" choose the place you want to do biz with upfront and check out there good promo's, bt's, point / awards, etc.
I love Citi and Amex. Amex always has the good Luv button online. I have around 12 Amex cards - 3 personal and 9 for our diff. corps. With Amex if you take care of them, they take care of you.