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Originally Posted by sextoyking
Not so true at all. Multiple Inq's don't ruin or Hurt your credit so to speak. They can and do lower your Fico Scores (see: www.myfico.com) but it doesn't mean you have bad credit. You have been shopping around and haven't found the deal you like yet, etc, etc.
You can get multiple inq's done for car loans, mortages, etc off your report ver easily. But never Disputer the Inq. that you actually got the loan from or for.
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true, you can get them off. but it does lower your score similar to your debt to income ratio. if you have great credit it doesn't matter, but if you have so/so credit it can drastically effect it if you aren't carefull with it.