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ive seen a few sites with 3 cross sells all pre-checked but they were all done through their own merchant. paycom allows for up to 2 pre-checked xsells and to be honest the refund and chargeback rate for these is slightly higher than with no xsell at all.
At least with online xsells you get some kind of written warning, whereas those things on tv you buy you are often not told about recurring subscriptions.
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