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Originally Posted by tatgrrl
i have been doing webmaster work for almost a year now and it is a lot better than anything i did before. i defaulted on my student loans when i was working crappy retail and they've been in default for a few years now. so i contacted the loan people and found out who had my loans.
i wanted to just pay them off, but the people who have my student loan said it would be best for my credit if i agreed to pay the extra collection money and made little teeny payments for 12-14 months and then it would be deleted from my credit. not sure if the whole loan would be deleted or just the bad part. i'd still have a lot left to pay then.
does anyone here know the best way to pay back student loans so that it fixes credit?
how have other people here fixed their credit when they defaulted on their student loans? thanx
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You can settle alot of the time at abuot 50 cents on the dollars.
Just make sure you get something in writing that states it will be removed form your credit history and show as paid in full.
I would also check out that lexington law site I have heard they can do wonders.