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how would you go about fixing your credit and paying back student loans??????
i have been doing webmaster work for almost a year now and it is a lot better than anything i did before. i defaulted on my student loans when i was working crappy retail and they've been in default for a few years now. so i contacted the loan people and found out who had my loans.
i wanted to just pay them off, but the people who have my student loan said it would be best for my credit if i agreed to pay the extra collection money and made little teeny payments for 12-14 months and then it would be deleted from my credit. not sure if the whole loan would be deleted or just the bad part. i'd still have a lot left to pay then.
does anyone here know the best way to pay back student loans so that it fixes credit?
how have other people here fixed their credit when they defaulted on their student loans? thanx
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