Originally Posted by Mack

Yes!!!! if it were only that simple. If you lose your home in a situation like this. You may eventually obtain a check from your insurance company to assist you in getting back on your feet. The part most people who do not live in an area like this will not understand. ( and rightfully so, they don't have to deal with it or live it) is the effect this will have on insurance rates for DECADES to come. As anyone in south florida or central florida or a low area in the sunshine state will tell you. Homeowners insurance is no picnic to deal with, and flood insurance is just as bad. They are not the easiest to obtain at times and can be expensive as hell. Many companies simply will not write you a policy, and the ones that will ( alot of the time) are very costly or second rate. I hope everyone involved had flood insurance, because it appears from alot of photo's that flooding caused a ton of damage.