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quiet - sorry to hear about that man, my parents were a victim of this several years ago, for $10k. But since it was proven that it was not authorized (fraudulent check cashed at the bank), the bank paid up no problem.
It sure sounds like a card cloning incident. I saw on the news also here in CA that people's cards and pins were being ripped off. The thieves would install fake atms in malls, and small stores. Apparently nobody questions someone installing an atm.
Try to only go to major atms, or places you've already been.
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