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I had a problem with someone using my debit card # and making purchases at two jewlery stores, one in New York and one in New Jersey. If a debit card has a credit card logo, you don't need a pin to make a purchase. That's how someone made purchases with mine. It was just over $1000 dollars and the bank had my money back in my account within 2 days. When they prove it's fraudulent, any transactions that are unauthorized are covered.
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