Well, only you two can answer that question... not anyone else. If you feel you're not ready, then don't... if you are ready and want one, then go for it.
There is no real "right time" I think, but there certainly are "wrong times" to have babies.
But as many have said, it's a life changing experience and you never really know what that means until it happens to you.
My baby boy, Cameron, is the best thing that ever happened to me.
