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Originally Posted by Slick
Yeah, Peaches and Hunter, you both have a good point there. Maybe I should look into something. I can defiantely afford it no problem, it's just the thought of me handing over that kind of money and not getting anything out of it, but then again, you never know. I'm only 31 now, so I kept thinking maybe closer to 40 would be better to get it.
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Accidents and sickness can happen at ANY age - even your kids
Seriously, there are a lot of catastrophic policies with high deductibles that would protect you (and keep you in a decent hospital since in most states you can be transfered to the "free" hospital if it's not medically dangerous to do so).
I was in a motorcycle accident in my 20's and had a bleeding ulcer in my 30's. Both ran about $25K each. Shit happens. And if you own ANYTHING and make any money, the providers can sue you and you lose everything. It's just not worth the risk, IMHO.
Honestly, I think health insurance should be required just like car insurance is. Most of the 40mil people that aren't insured in the US are like you - they CAN afford, just don't think it's needed. Poor people are covered by the govt. and really rich folks (read: Bill Gates) can afford to pay for medical bills and not have to worry, but those of us in the middle really need insurance.
/soapbox
