Thanks for the comments doods! (Thanks for the bump Gunner!)
Visa was submitted today... so whenever CCBill gets the file back. I was told that Mondays Visa file came back today. So hopefully by Friday.
The way they are approving sites now is kind of prematurely launching sites. The way I understand the process is that your site must be "live" in order to pass the CCBIll and Visa review. The BUZZ started floating around my message board and before I knew it affiliates were wanting promo. So I just went live with the promo and that is about all I can do. I do not like launching prior to Visa... that can waste your traffic but it seems that I have no choice.
I am hopefull that tomorrow or Thursday Visa will be approved. If you want my advise... send your traffic anyway
It won't kill you