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Authorize.net !!!!!!!!!!!!!!!!!!!
Its the way to go with non-adult and you will not be dissappointed! I am using it for 4 sites on 1 account and could use it for 100 sites if i wanted
And you not paying 15%
Your looking at 1.8-3.25% of transaction and like a 20 cent service fee per charge
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Netbilling will do the same and I only pay .30 cents a transaction flat. especially helpful when doing higher ticket items