Originally Posted by BCyber

Well I definately have something I need some advice on.

Several years ago I signed for a ford explorer suv with my now ex girlfriend. I had better credit or something so she just co-signed. We later broke up on no so good terms, she took the truck, never paid insurance, got drunk, drove it through some store, the store was brick and the truck was totalled. She went to jail for quite some time because she injured her friend(her friend was above 21 though which is weird and my ex wasnt). Anyways, now I have a $12,000+ collection on my report so I don't know what to do. And, the bad thing is that the truck wasn't worth anywhere near that, more like $6,000 but I was younger and had no credit and got stuck with some crazy 100% interest or whatever it was.