It is way beyond a different 'school of thought':
Quote:
|
Originally Posted by VirtuMike
Yes holding someone accountable for their actions is one school of thought. However, many things happen. One of the most common causes is pure corporate greed.
|
Back in the 90?s, I borrowed $80+ grand to buy a car. I had two jobs, and both places went belly-up.
I left dreamland, sold EVERYTHING I had in order to get what I owed as low as possible; moved to a place with a good economy was good, walked to work for years and all is cherry now.
Corp greed *HAH* Whatever TF th@ is supposed to mean. Therefore, people go chp.7 because of Wal-Mart.
Credit cards are the last resort only[!] and everyone knows you only maintain a balance if you REALLY REALLY MUST! Not because someone thinks they need a new monitor or PC (unless it is no longer usable), iPod etc. (I laugh at idiots that look for deals, then buy the item on their CC, and carry a balance. Th@ is pure basket case balancing skills.)
Quote:
|
Originally Posted by VirtuMike
Also, crazy medical bills come due (due to the lawyers suing doctors),
|
It usually goes like this: people hire lawyers to sue doctors.
Quote:
|
Originally Posted by VirtuMike
a). People have accidents, your car gets wrecked b). so you can't get to work
|
a). insurance?
b). walk, take the bus, hitch , skate etc. Just because the vehicle is gone is not an excuse.
Many countries, people walk 25 or so MILES to get to work, then walk 25 or so MILES back. When my folks moved to Canada, they walked fucking KMs upon KMs and I would not see them for days. I can't imagine what woudl have happened if they simply gave-up & stayed home because they did not have a car.
Quote:
|
Originally Posted by VirtuMike
The tax level in America is unbearable to begin with.
|
The US has one of the best tax levels. Average Canadian at he end of the day pay 53%, and I believe the US is @ 20-something!
Quote:
|
Originally Posted by VirtuMike
Suddenly something unexpected comes up and you have a problem.
|
Yes, emergencies, are exactly what credit cards are for, and nothing else. Not wants ? NEEDS!
Quote:
|
Originally Posted by VirtuMike
As soon as your creditors detect a problem, they jack up your rates intending to throw you into the biggest hole possible.
|
I would not know; I have done what ever it takes (as listed above) to keep the fucks away.